My AdSense Diary

Hello, AdSense fans! Long time, no see. Maybe 3 or 4 years have passed since my last post, which was my spontaneous composition. As you know, because of today's advanced Artificial Intelligence, there is nothing too difficult about creating a composition without much thought and consideration—it's easy to generate text on any specified topic. Today I finished creating my first published book, so I thought I'd make a post about my experience of writing a book and share my impressions. My first impression is that making a book is similar to operating a computer. The book's structure and story are mine, but I just need to give directions like commands and input them into Artificial Intelligence, and almost all of the composition was automatically generated. This composition was helped and assisted by Artificial Intelligence. Even when I forgot spelling and words, these things were no concern—almost everything was automatically completed. Artificial intelligence is much str...

Complete Guide to iDeCo (Individual-Type Defined Contribution Pension) What is iDeCo? iDeCo (individual-type Defined Contribution pension) is a private pension system established under Japanese law to support retirement asset building. Participants make their own contributions, manage investments, and receive benefits as a future pension. The system is regulated by the Defined Contribution Pension Act of Japan. Main Benefits Comprehensive Tax Advantages Contribution deductions : All contributions are fully deductible from taxable income Tax-deferred growth : Investment gains and dividends are not subject to taxation during the accumulation period Favorable withdrawal taxation : Tax benefits apply when receiving benefits, with options for lump-sum or pension-style withdrawals Flexible Investment Management Wide selection of investment options including mutual funds, bank deposits, and insurance products Ability to combine multiple products based on individual risk tolerance and in...

AI生成コンテンツの適切な使用に関するガイドライン はじめに 私は「My AdSense Diary」において、生成AIによって作成された文書をいくつか投稿しました。一般的に、慣習として「生成AIによって生成されたコンテンツ」には「この文書は生成AIによって作成されました」という表記をするルールがあります。その理由について考察してみました。 生成AIプラットフォームの注意事項 生成AIプラットフォームには「生成AIの回答は必ずしも正しいとは限りません。重要な情報については必ず確認してください」という注意書きが記載されています。 ビジネス文書における検証の重要性 生成されたテキストをそのまま使用する場合でも、著作権フリーという根拠だけでは一般的なビジネス文書としては危険です。つまり、生成されたコンテンツは一件ずつ検証し、修正を加えてから使用しなければなりません。 具体的な体験事例 この認識を決定的に確認したのは、ある企業提供のCMSを紹介するための文章の下書きを生成した際でした。企業名の株式会社表記において、前株と後株が逆に表示されているのを発見した時のことです。 正しくは「株式会社○○」となるべきところが「○○株式会社」と表記されていました。AIによって生成された文章は擬似的に作成されたものであり、必ずしも正確であるとは言い難いものです。 実業における注意点 実際のビジネスにおいて文言を生成する際の注意すべき点は以下の通りです： 検定等の用語（シソーラスに準拠したもの）を使用する 個人または法人を表現する際には、正式に登録されたものを使用する 法令に準拠した表現を用いる 法的文書における制限事項 一例として、特定の法律を読み込ませて複数の問題を解かせた場合、必ず「法律の専門家にご確認ください」という文言が記載されます。 複合的かつ総合的に法令に準拠したコンテンツを生成することは、まだ技術的に困難であり、開発段階にあるとされています。 Guidelines for Proper Use of AI-Generated Content Introduction I have posted several documents generated by AI on "My AdSense Diary." Generally, there is a...

Insurance Agent Duties and Needs Analysis in Accordance with Japanese Financial Services Agency Regulations Insurance Agent Responsibilities Under Japanese Law Insurance agents serve as intermediaries between insurance companies and policyholders, handling premium collection and providing essential product information in accordance with the Insurance Business Act (保険業法). Insurance agents do not bear responsibility for claim payments—this responsibility lies solely with licensed insurance companies as stipulated under Article 3 of the Insurance Business Act. When recommending insurance products, agents must recognize that policyholders may not fully comprehend complex policy terms and conditions. Under Article 300 of the Insurance Business Act and related Financial Services Agency (FSA) supervisory guidelines, insurance agents have a legal obligation to provide clear, accurate explanations of insurance products. Duty of Explanation (説明義務) In compliance with FSA regulations, insurance ag...

VISA/MasterCard Credit Cards vs. Debit Cards: Key Differences The key differences between VISA/MasterCard credit cards and debit cards lie in how transactions are processed, the source of funds, and the cardholder's financial responsibilities: 1. Source of Funds Credit Card : When you use a VISA or MasterCard credit card, you borrow money from a credit line provided by the card issuer. You must repay this amount, typically with interest if the balance is not paid in full within the grace period. Debit Card : When you use a VISA or MasterCard debit card, money is withdrawn directly from your bank account. No borrowing is involved. 2. Payment Process Credit Card : You can pay for purchases immediately or over time. There is a billing cycle (usually monthly), and you receive a statement showing the total amount owed. If you don't pay the full amount by the due date, interest is typically charged on the remaining balance. Debit Card : Payments are deducted immediately or withi...

A General Theory on the Business Application of AI-Generated Deliverables Introduction  Artificial intelligence (AI) has rapidly evolved, transforming various industries and business processes. AI-generated deliverables, such as content, code, and designs, are becoming increasingly prevalent. However, the full potential and challenges of integrating these deliverables into business operations are still being explored. This paper aims to develop a general theory on the business application of AI-generated deliverables, considering their impact on productivity, creativity, quality, and legal implications. Development  The theory posits that AI-generated deliverables can significantly enhance business operations by: Increasing Productivity: AI can automate routine tasks, freeing up human resources to focus on more strategic and creative endeavors. For example, AI-powered writing assistants can draft emails and reports, while AI-driven design tools can generate basic layouts an...